美参议院明日表决《Clarity 法案》,稳定币奖励机制引博弈
深潮 TechFlow 消息,9 月 15 日,据 CoinDesk 报道,美国参议院预计将于 9 月 15 日对数字资产市场《Clarity 法案》(Clarity Act)进行投票表决。在法案进入最终表决阶段之际,关于是否允许非银行实体发行并为用户提供“稳定币收益”(stablecoin rewards)的条款引发了最激烈的争夺。以美国银行家协会(ABA)为首的银行业游说团体正在加紧施压,试图限制该法案中对加密稳定币奖励业务的保护。他们在最新声明中指出,允许非金融机构提供类似存款的高收益将导致资金从传统商业银行大量流失,这种“存款搬家”现象可能加剧金融系统的不稳定性。虽然《Clarity 法案》旨在为加密市场建立清晰的监管框架,但该争议点使其成为参议院日程表上的最大变数。立法者需要在推动创新与传统金融业担忧之间做出最终裁决。
US Senate to vote on Clarity Act as stablecoin rewards mechanism sparks a tug-of-war
TechFlow Sep 15: CoinDesk reports that the US Senate is expected to vote on the Clarity Act on Sep 15. Heading into the final vote, the most contested clause concerns whether non-bank entities may issue stablecoins and pay users 'stablecoin rewards.' Banking lobbies led by the American Bankers Association are pressing hard to limit protections for crypto stablecoin reward businesses, warning in their latest statement that letting non-financial firms offer deposit-like high yields would drain deposits from traditional banks, a 'deposit migration' that could destabilize the financial system. While the Clarity Act aims to build a clear regulatory framework for crypto markets, this dispute has become the biggest variable on the Senate calendar, forcing lawmakers to choose between fostering innovation and heeding traditional finance's concerns.