调查：Robinhood Wallet和Fomo支持信用卡买Meme币，疑似绕过信用卡加密交易规则
PANews 9月2日消息，据The Block调查，Robinhood Wallet和Fomo应用允许用户通过Apple Pay或Google Pay使用信用卡购买Meme币，且无需完成身份验证，似乎绕过了卡网络对加密交易的规则。测试发现，Visa和Mastercard信用卡购买的模因币交易被归类为“数字商品媒体”（MCC 5815），该类别通常涵盖电子书和数字电影等产品，而非加密交易应使用的MCC 6012或6051。这些交易由加密基础设施公司Crossmint提供支持，用户还可获得信用卡积分或现金返还奖励。
Investigation: Robinhood Wallet and Fomo let users buy meme coins with credit cards, apparently skirting card-network crypto rules
PANews on Sep 2: A Block investigation found Robinhood Wallet and Fomo let users buy meme coins via Apple Pay or Google Pay with credit cards and no separate identity verification, apparently bypassing card-network rules on crypto transactions. Tests showed Visa and Mastercard purchases were categorized as 'digital goods media' (MCC 5815), typically covering e-books and digital movies, instead of the MCC 6012 or 6051 used for crypto. The transactions are powered by crypto infrastructure firm Crossmint, and users even earn card points or cashback.
2 个信源共同提及，值得跟踪后续进展。