Signature Bank前董事长旗下N3XT获怀俄明州批准，推即时跨境支付
PANews 8月18日消息，据彭博社报道，前Signature Bank董事长Scott Shay创办的N3XT银行已获怀俄明州监管批准，推出面向非客户的即时跨境支付服务，直接与SWIFT网络竞争。N3XT采用代币化跨境支付方案，客户可24小时向任意收款方发送美元，通过“了解你的钱包”流程对收款方数字钱包进行反洗钱审查。与传统银行不同，N3XT将存款全部持有为现金或短期国债，不进行贷款，确保即时流动性。Signature Bank于2023年区域性银行危机中倒闭。
N3XT, founded by ex-Signature Bank chairman, gets Wyoming approval for instant cross-border payments
N3XT Bank, founded by former Signature Bank chairman Scott Shay, received Wyoming regulatory approval to launch instant cross-border payments for non-customers, competing directly with SWIFT, per Bloomberg. N3XT uses tokenized cross-border payments letting clients send dollars 24/7 to any recipient, with AML checks on recipients' digital wallets through a know-your-wallet process. Unlike traditional banks, it holds all deposits in cash or short-term Treasuries and makes no loans, ensuring instant liquidity. Signature Bank failed in the 2023 regional bank crisis.