稳定币情报站
2026年07月20日 11:29The Block📜监管与合规评分 59/100

稳定币与传统银行:异同辨析

稳定币是与美元或欧元等参考资产挂钩的加密货币。与银行类似,稳定币发行方持有大量存款,以换取在链上发行代币。两者在某些方面相似,但在监管框架和运营模式上存在根本差异。

Stablecoins vs Traditional Banking

A stablecoin is a cryptocurrency pegged to a reference asset, such as the U.S. dollar or Euro. Like a bank, stablecoin issuers hold onto vast amounts of deposits, as they take cash in return for issuing their coin onchain. This makes them similar in some ways to a traditional bank, but the two differ in [...]

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